Buying with Affirm is simple

1. Fill your cart

When you're done shopping, select Affirm at checkout.

2. Choose how you pay

Enter a few pieces of info for a real-time decision.
 

3. Pay over time

Make 4 payments every 2 weeks at affirm.com or in the Affirm app.

Just select Affirm at checkout

Say yes with confidence

With Affirm, you always know exactly what you'll owe and when you'll be done paying.

Transparent

Affirm tells you up front the total amount you’ll pay. That number will never go up.

Flexible

You choose the payment schedule that works for you.

Fair

Affirm won’t charge you late fees or penalties of any kind, ever.

Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders.

Options depend on your purchaseamount, and a down payment may be required.

See affirm.com/licenses for important info on state licenses and notifications. 

FAQs

Can I pay off my purchase early?

Yes! There’s no penalty for paying early. 


How do I make my payments? 

You can make or schedule payments at affirm.com or in the Affirm app for
iOS or Android. Affirm will send you email and text reminders before
payments are due. 


Can I return an item I bought with Affirm? 

Yes—you can return an item you bought with Affirm by initiating the return
process with the store.


Does checking my eligibility affect my credit score?

No—your credit score won’t be affected when you create an Affirm account or
check your eligibility. If you decide to buy with Affirm, this may impact your
credit score. You can find more information in Affirm’s Help Center.


Do I need a mobile number to use Affirm? 

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This
helps Affirm verify it’s really you who is creating your account and signing in.


Where can I learn more about Affirm? 

You can visit their website at affirm.com.